Financial Tech

What to Expect at the upcoming Bitcoin Twitter Chat on Sept. 9 at 12 Noon Eastern

Posted by on Sep 5, 2014 in Bitcoin, Financial Inclusion, Financial Tech | 0 comments

What to Expect at the upcoming Bitcoin Twitter Chat on Sept. 9 at 12 Noon Eastern

Currency has evolved and come a long way from the days of bartering and paying with precious metals. And as cryptocurrencies, such as Bitcoin, continue to rise and flourish in the Digital Age, markets and layman consumers will have more questions than answers about how this new monetary system operates. On September 9th, Carol Realini will tackle some of those difficult questions circulating around Bitcoin, one of the most prominent cryptocurrencies in recent years, to start a discussion on the ways that this form of electronic currency is making an impact on emerging markets and the banking system, broadly. During this Twitter Chat, Carol will cover hot topics such as:...

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How Deep is the Financial Inclusion Problem in the US?

Posted by on May 30, 2014 in featured, Financial Tech | 0 comments

How Deep is the Financial Inclusion Problem in the US?

Many people assume that financial inclusion is a reality for everyone in the United States, and that access to financial services isn’t an issue for most people. As pointed out in the recently released movie Spent, the truth is quite different from that rosy picture. The everyday reality is that roughly 10 million American households do not have even a basic checking or savings account. If that’s not concerning enough, another 21 million households have savings accounts, but are heavily dependent on alternative and costly financial services such as payday loans and check-cashing services. Last year in the US the underbanked spent $89 Billion on bank fees and...

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Why I wrote “BankRUPT – Why Banking is Broken. How it can be Transformed”

Posted by on Apr 12, 2012 in Financial Tech | 0 comments

With the book coming out next week I decided to blog about how I came to write the book, BANKRUPT Why Banking is Broken. How it can be Transformed.   The book was a decade in the making.   It started when I was traveling in Africa in 2002. I was taking a long needed break from being a technology entrepreneur and was supporting a non-profit working in central Africa.   It was my first time visiting a place where the infrastructure was severely lacking; transportation, roads, electricity, water, and health care – nothing worked. Yet even in 2002, many people had cell phones. That is the first time I imaged a world where everyone would have access to mobile...

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